Health Insurance, Medical Insurance, Best Health Insurance Company, Medical Insurance in India

Apollo Munich Health Insurance is a dedicated Health Insurance Company in India which offers affordable Health Insurance, Medical Insurance and Travel insurance plans in India.

Friday, 27 September 2013

On the Lookout for a Good Family Insurance Plan


Everyone wants to make sure that their family remains safe at all times. Through numerous ways people ensure the safety of their loved ones, one of them is investing in a good family insurance plan. Best way to prepare for unpredictable situations is through taking preventive measures. Apollo Munich, a standalone health insurance company, offers some very good health insurance plans, wherein it provides for maximum coverage and benefits.

It is not known what sort of trouble one might face, thus being prepared is the best thing to do. Buying health insurance is similar to being prepared for unforeseen circumstances, especially related to medical emergencies. Medical Science had made significant technological advancements in recent years. This helps in devising new methodologies for delivering best medical treatment to individuals seeking assistance. This development in medical sciences has not only proved to be beneficial for mankind, it has also made it possible to treat diseases that were incurable in past years.

On one hand we are taking pride in the achievements made by medical sciences, on the other hand we are realizing the whooping cost of availing a world class medical treatment. It is not possible for everyone to be able to avail good medical assistance, sole reason being that medical care costs are increasing day by day. Thus, it is wise to go for a good health insurance plan to be able to avail best available medical care for yourself and your family. To insure your family, one can opt for a good family insurance plan

Health insurance makes best medical care affordable to all. There are many health insurance companies that offer various health insurance plans. When it comes to health insurance, almost everyone takes it as an unwanted added expenditure. However, this is not what health insurance is all about. Instead health insurance is a way through which an individual can afford to pay for expensive medical procedures with complete ease.
When it comes to insurance, people need to see for themselves, the benefits offered by health insurance. It provides coverage for medical expenses incurred by an individual as well as offers numerous other benefits. It is necessary to be aware that health insurance plans fall under two broad categories, individual and group. There are many companies belonging to insurance sector that offer a wide array of insurance plans falling under these two broad categories. 

With a thought of making world’s best medical procedures easily accessible to the masses, Apollo Munich designed various health insurance plans. It is a joint venture product of Apollo Hospitals along with its associates and Munich Health. It is the only company that operates as a standalone health insurer and offers innovative insurance solutions for health, accident as well as travel on a PAN India basis.
Insurance companies have designed plans so as to help people in availing best healthcare practices with complete ease and that too at affordable prices. By buying an insurance policy, an individual can avail coverage as well as benefits in accordance with his or her policy. 

Medical emergencies always come unannounced, thus there is no harm in preparing for the future. And, this is why insurance should be seen as an investment. Buying health insurance helps a person in keeping their mind at peace when facing any sudden medical emergency. Mostly people do not consider insurance to be of any importance in their life, but with medical costs soaring up to new heights, it becomes necessary to take health insurance. 

To secure the future wellbeing of your family, it is advised to buy a family insurance plan. A family insurance plan covers all members of a person’s family. Some insurance companies offer the facility of family floater when it comes to family insurance plan. However, inclusions, exclusions, benefits and coverage being provided differ from company to company. No two insurance companies offer same kind of insurance plans. Thus, it is best for an individual buying health insurance, to read all policy documents thoroughly before he or she finally purchases it. 

Purchasing health insurance is not a tough task, especially when everything is going online. An insurance policy can also be bought online. Furthermore, this also allows a person to open any insurance company’s website and browse through its insurance products, as well as read about them. A person can also compare products being offered by different insurance companies and finally decide which one to opt for.

Health insurance helps an individual in easing off the burden of inflated medical bills when facing a medical emergency. This, in turn helps an individual in investing a small amount out of their earnings for unforeseen medical emergencies, for both, self as well as their loved ones. With steep increase in healthcare costs, it is best to opt for a good family insurance plan and lead a peaceful as well as healthy life.

Friday, 18 January 2013

Simply Ganguly- On The Hot Seat With Sourav Presented By Apollo Munich

18 January 2013: 'Simply Ganguly' is a series starting today that will see Sourav Ganguly interacting with various interesting characters on the hot seat. Simple questions, straight forward answers, and unexpected guests.

This series will be launched at Apollo Munich's official facebook page http://www.facebook.com/ApolloMunichHealthInsurance on 18 January 2013.

The first guest on the hot seat is 'Elvisda'! Elvisda is a dhinchak party animal who is happy go lucky and wants to enjoy life without worries. Watch out for Elvisda – his hips don't lie. Nor does he.
This engagement initiative by Apollo Munich (@apollomunichins) marks Sourav's (@SouravGanguly) foray into social media.

Note to editors:
Apollo Munich Health Insurance Co. Ltd. is a joint venture between Apollo Hospitals Group and Munich Health, Munich Re’s newest business segment.

The company offers comprehensive health insurance plans for individuals and their families as well as for corporate houses. The company also offers individual personal accident plans and travel insurance for individuals, families and senior citizens. Apollo Munich is a specialized health insurance company in India that has expertise in both health and insurance and is able to leverage this understanding for the benefit of its customers.

With over 8,500 beds across 52 hospitals in India and overseas, neighborhood diagnostic clinics, an extensive chain of Apollo Pharmacies, medical BPO as well as health insurance services and clinical research divisions working on the cutting edge of medical science, The Apollo Hospitals Group is Asia’s largest integrated healthcare provider.

Munich Health draws on Munich Re’s insurance and reinsurance competence with over 5,000 experts at 26 locations worldwide. The Company devise innovative healthcare solutions for clients and partners all over the world.

Munich Re stands for exceptional solution-based expertise, consistent risk management, financial stability and client proximity. This is how Munich Re creates value for clients, shareholders and staff. In the financial year 2010, the Group – which pursues an integrated business model consisting of insurance and reinsurance – achieved a profit of over €2.4bn on premium income of around €45.5bn. It operates in all lines of insurance, with around 47,000 employees throughout the world. 

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Tuesday, 11 December 2012

Find Health Insurance

Insurance is a safeguard tool that provides you canopy against certain specific health risks. You can find health insurance that can give you comprehensive coverage and save you from the expected crisis. Ample variety is available in health insurance sector. Take a step ahead and plan for a secured future.

People take precautions to avoid any health ailment.  But there have been cases where even after taking all the health measures, people do fall ill. In such cases they face problems as the hospital expenses are not easy to afford. This further has major chances of affecting the health of the person to a great extent thereby leaving an impact on the upcoming years of life. Ignorance of health is the thing that one must never do. It is the good health that enables the person to enjoy the life to the fullest. It is hence important for all to take good care of personal health and make way for a not only a healthy but also a happy life.

At the same time one cannot predict the future uncertainties. Health exigencies pose a high risk on the health stability of an individual. There are various other circumstances that can create the need of medical treatment. To overcome this problem medical insurance policies have been formulated to look after your well being, if happen to encounter any health mishap. They are comprised of benefits like cashless mediclaim, critical illness cover, maternity benefits and also offers discount with certain conditions. Based on unique ideas and comprised of a long list of benefits, these plans bring on board innovative healthcare solutions.


To be able to enjoy best and quality health insurance services, it is mandatory to find health insurance that is best suitable. Amongst several policies in reach, every buyer need to find health insurance that can fulfill maximum of his/ her healthcare needs. The person will be able to avail the wide ranging benefits of health plan only when he/ she is aware about the coverage it can provide in any specific incident. This requires extensive research and close study of the available options. To be able to choose the best health cover, you should be in a position to differentiate amongst them and it is possible only if you understand the policies well.

Today health insurance coverage can be acquired in an uncomplicated way. Online portals of the health insurance companies are great help in this regard. The interested individual  can search and find health insurance plan as per the personal requirement. Keeping in mind the personal medical care needs, one can choose the plan after the satisfying search. Innumerable medical insurance policies have been formulated to give a protective future to people across the country. But one must not forget that there are several features in an insurance cover. On that basis, policies differ from each other. So after analysing the personal healthcare needs, one must begin the search of policies. The terms like premium, exclusion, waiting period, co- payment, pre and post hospitalization, inpatient and outpatient treatment, cashless transactions, and discount (if any) must be clear in your mind. They will affect the policy coverage as they will adhere to particular policy conditions. The easily available insurance information makes your search easy and less time consuming.

So, operate through informative health insurance websites and find health insurance plan that can take good care of your healthcare needs. Apollo Munich Health Insurance website provides you with genuine health policy details. Giving a ready access to all the required information, it makes health insurance coverage less time consuming.

Insurance Policy Details

Are you aware of insurance benefits? Do you have an appropriate insurance cover? Does it promise you a beneficial coverage? Several other such related questions, you need to ask yourself when it comes to insurance coverage. It is extremely important to get clear answers to all such queries as that will lead in the right direction.

When it comes to insurance, people think of getting all their precious belongings covered but conveniently forget about health insurance. However, health insurance is a crucial branch of insurance sector. It is responsible for providing a healthy and secured future to the insured person. Policies at affordable rates are ready to serve people with the wide ranging benefits. They secure the future of people by providing  a comprehensive coverage. Health insurance is a long term investment that repays the person in the longer run. It is an investment for future, thus should be made with due care and attention.

Multitude of healthcare products are available in the insurance market today. They all aim at serving people rightly with the expected healthcare services. But in that, one must not ignore the fact that policies vary hugely from each other. They concentrate on different health risks and thus they differ on various grounds. It is in this regard that it is recommended to read all the insurance policy details. It is helpful in the sense as it will assist you in differentiating amongst the policies. Therefore, giving you a clear view about the kind of policy that will be suitable for you.

In the present day, it is not even a difficult task to obtain the insurance policy details. You can find all the related details about the particular plan you are looking. Besides this, you can even extract information about other related products that will give you an idea about the available options. The emergence of online insurance, makes it a very time effective method. Operating through the online portals of the companies people can easily acquire the health insurance information. With the readily available insurance sites, it is just a matter of few minutes to know about the available plans. It has uncomplicated health insurance for people that will further work towards the aim of improving the healthcare conditions.

The online portals display health insurance policy details that is required to take the right decision. By making the provision of websites the insurance providers lend a helping hand to people at large. They pave the way to help them find best health insurance coverage devoid of any complication.

Even after having the insurance coverage, there have been cases where people have suffered difficulties while seeking medical care. The reason that stands behind this is the wrong choice. An inappropriate policy will not be able to serve you rightly in times of need. It will differ in the kind of coverage it will offer, benefits it serve, coverage limit it follows and the policy terms and conditions it abides by. All this will affect the kind of services you receive during any such need. So, it is thus imperative to have a clear and detail knowledge about your plan. You will be able to extract maximum benefits in return of the investments made, only if the policy chosen is right. To avoid any confusion or complication, every buyer is suggested to read and understand the insurance policy details. It will include the benefits, value- added services, renewal terms, claim procedure, associated conditions and other terms of the policy.

Also you must perform, health insurance comparison on the basis of insurance policy details. It will fine tune your search thereby ensuring the right decision. 

Friday, 12 October 2012

Health Policy India

In India health insurance has been a matter of worry for people. Having various misconceptions people stay uninsured and face health related difficulties while seeking treatment. Here, the better option would be to clarify the doubts and get a get familiar with the true role of health policy India. There are several features and benefits that people are unaware of. Hence, they ignore the provision like medical insurance and prefer to pay the bills from their pocket.

Medical bills are not easy to afford in today’s date. The treatment cost has shown steep rise in recent past. Where on one hand, the technological advancement has brought better healthcare facilities at the same time it has increased the expense creating a huge gap between treatment cost and people’s pocket. Health policy India tries to build this gap. It aims at bringing these medical care facilities in reach of all. The prime aim of all health insurance providers is to ensure wellbeing of people at large irrespective of their budget frame.

Today health policy India offers plans in abundance. They neither burden the person with the expenditures nor let them worry about the health care. Rather one such health plan entitles the insured to the best medical treatment in time of need. Equipped with wide ranging benefits, the policies allow the insured or covered members to enjoy maximum benefits at reasonable cost.  

Medical insurance provider not merely thinks about your healthy future but also ensures a safe future to your dear ones. It has arrangement for securing the health of dependent members. Offering plans in the form of family floater or group health insurance, it has made easy for all to get insured and avail insurance benefits. Devoid of any hassle, the policy enable the person to travel a smooth healthcare journey. In one health insurance plans and at the cost of affordable premium, they look after the healthcare needs of all covered members.

In addition, you can get the coverage as per the need. Be it in the terms of healthcare needs or affordability limit, health insurance companies provides easy solution. The different health plans like travel insurance, personal accident insurance and other health insurance policies are ready to serve people with varied healthcare needs. On the other hand, health policy India aims at covering maximum number of people by framing products with policy variants. In this way, solution for all healthcare worries is available. There is just a need to take a step ahead and get oneself secured from such risks of life.

In the form of medical insurance benefits, you can even get the extended coverage for lifetime. The feature of 100% lifelong renewal makes it possible for all insured people. With this, the insurance company makes a promise of giving insurance coverage for whole life. The timely renewal can help you access this facility as and when required in life.

Choose an affordable and suitable health policy India to enjoy best health treatment without any monetary stress. Before any health contingency ushers into life, it is better to be prepared for it. Adhering to the personal budget allowance, make the best pick. You must make sure that the chosen plan will be able to fulfill maximum of your healthcare needs. In Indian health insurance market, Apollo Munich insurance policies have earned the trust of millions of people. It has served people with quality medical care services. Its uncomplicated health insurance procedures makes it simple for you to buy a medical cover in a much easier way.

Thursday, 11 October 2012

Buy Cheap Health Insurance

Health Insurance is a need of every individual. It is a tool that is relevant and of much importance for all. With several affordable plans available, it is possible for all to buy a cheap health insurance plan. It makes health insurance coverage easy and affordable for all income groups.  

Today every insurance buyer wants to buy cheap health insurance plan. It provides a canopy against the risk generated by diseases. It is a provision that enable the policy holder to avail health treatment in an uncomplicated way. Today immense number of options are available in the insurance market.

The prime aim of all health insurance policies is to provide financial coverage to meet the treatment as and when incurred. In order to meet varied healthcare needs and to increase the number of insured people in country, the medical insurance providers have come up with various new options. It offers rich variety to people allowing them to avail the kind of coverage required as per the choice. 







People want to invest minimum but expect for the best returns. To satisfy this need of citizens of India, policies are made available at very reasonable cost. One can buy cheap health insurance plan and enjoy wide healthcare benefits. However, when talked about cheap health insurance people get apprehensive. They get worried about the kind of coverage and the benefits that the policy will offer. Here there is a need to get all such misconceptions clarified.

There is no harm if you choose to buy cheap health insurance plan. It is basically an arrangement of quality medical care coverage at reasonable insurance premium. It makes the health insurance coverage available on the payment of a meagre amount on period basis. It does not refer to any kind of compromise in the quality of treatment or that after you would be deprived of the insurance benefits. It simply makes the quality medical care coverage feasible for all incomes groups.

The aim of cheap health insurance plans is to bring the best treatment well in reach of all. It is of true benefit in today’s date. The increased medical cost poses the affordability issue for majority of people. Best treatment is available but people still remain deprived of it. The obvious reason is the expensive medication cost. Today even a minor sickness generates long medical bills and in case of health emergencies the health care charges goes beyond the affordability frame of many people. This makes the situation truly intricate when the person encounter any health exigency. So the only appropriate and feasible solution to deal with this issue is health insurance.

Under the coverage of a medical insurance plan, the person can seek quality healthcare devoid of any fiscal stress. One can buy cheap health insurance plan and enjoy wide ranging insurance benefits. Keeping a check at the insurance premium, you can select the plan that can fit into the personal budget frame. With the help of a feature like premium calculator, you can even calculate exact premium amount to be paid to acquire the insurance coverage. At the same time there is a need to pay attention to other policy details.

It is extremely important to study all the features and benefits incorporated in the policy. Apollo Munich has served people with uncomplicated health insurance options. With readily available insurance details, you can easily buy cheap health insurance plan that can ensure best healthcare as and when required.

Comprehensive Healthcare

The affordable medical insurance plans are well in reach today. They are basically the combination of extensive coverage at reasonable prices. It makes easy for people to avail quality medication without any hassle. Apollo Munich makes a great contribution in the specified field. By designing best- in class products, it ensures best healthcare coverage to the buyers.

Health insurance is the most feasible tool that can safeguard the person from health risks. Innumerable health insurance plans are available at reasonable rates. It enable people of varied income groups to find the comprehensive healthcare coverage. Policies are comprised of all basic healthcare features accompanied with numerous other benefits.

The health cover makes the insured feel protected. In today’s date it has become a necessity for all individuals. The increase in the prices has made it difficult for people in general to afford the luxuries of life. Amidst this, the uncertainties like health mishaps generate the urgent need of suitable health treatment. This further require ample funds to invest. The high raised treatment cost has made it difficult for majority of people to afford the best medication. To provide people with an easy solution, health insurance providers offer wide range of comprehensive healthcare plans. They are meant to provide total healthcare coverage to people without posing them with financial burden. 





Today health insurance plans are not only meant to provide financial against specific uncertainty but are also equipped with various benefits. They facilitate the assured cover to cope up with unforeseen health exigencies in life. Medical insurance plans have been proved beneficial to people in times of need. They act as a true friend assisting the individual during any difficult situation. But to avail all the benefits offered by the policy, you must go through all the policy details.

It is important to find the right health plan. To enjoy comprehensive healthcare plan, you must look for a plan that can fulfill maximum of your personal healthcare needs. On the other hand, one must prefer to buy the health cover that includes the feature of lifelong renewal. It will ensure extended coverage under the plan of choice.

In addition to this, there are other healthcare benefits like cashless mediclaim, critical illness cover, maternity benefits, day-care procedures and such. They all combine to offer comprehensive healthcare coverage to the buyer. Once you get the health plan you can enjoy your life to a greater extent. It helps you live with a financial cover for medical exigencies. But to be able to extract maximum benefits out of the policy purchased, you need to first understand all the insurance related terms. You must develop a clear idea about all the specific features. This will enable you use the policy to the fullest in times of need. Also it is advised to overlook the policy terms and conditions. They have a crucial role to play in the policy and they all differ from policy to policy. Thus, it is important to read them in detail before making any investment.

Immense variety is available in health insurance sector. Numerous new health insurance companies have emerged on the front. They all contribute towards the betterment of human life. Taking name of Apollo Munich Health Insurance would be of true relevance here as it has set a mark in its field. Having formulated plans as per the changing healthcare needs of people, it allow people to find the best plan that can offer comprehensive healthcare coverage. So enjoy a healthy life by investing in medical insurance and get your future secured.