Health Insurance, Medical Insurance, Best Health Insurance Company, Medical Insurance in India

Apollo Munich Health Insurance is a dedicated Health Insurance Company in India which offers affordable Health Insurance, Medical Insurance and Travel insurance plans in India.

Friday 14 October 2011

Individual Medical Coverage Keeps Your Healthcare Independent of a Price Tag


When people fall sick, they start thinking about many aspects of healthcare. The most critical factor is the cost of the treatment. Saving money is a very noble thought, but not by putting your health at risk. One has to be able to stay healthy to enjoy the money that is earned. There are people who are unable to get the needed treatment just because they try to save that money for other purposes. However, if you have an individual medical coverage, then you can get the treatment without worrying about any kind of healthcare costs. There are many kinds of insurance plans that are available to customers.



People often think that getting an expensive treatment means that the treatment is bound to be good. However, this is not always the case. There are many reasonably priced treatments which are equally good. At the same time there are treatments which cost a fortune but are not that good. The problem is that most people choose healthcare based on the cost. However, an individual medical coverage is designed to give customers the needed protection from financial costs.

One may think that if a health insurance policy would pay you after you have already paid, then how is the problem solved? You would still have a bill to pay, and therefore the cost would still affect you. This problem too has been solved. There are many individual medical coverage options that enable people to get the needed treatment without paying anything. The option of cashless hospitalization is actually catching on fast.

One does not have to pay; instead they have to get the treatment after showing their id card at a network hospital. The hospital then gets the bill settled directly with the insurance provider. Apollo Munich gives customers the chance of getting cashless treatment in more than 4000 hospitals.

Affordable Individual Health Insurance—Easily Find Place in Budget


A person can fall sick at any time of life. Quality medical treatment plays an important role at this point of time. The biggest hurdle in the path of quality medical care is the affordability of medical expenses. Medical science has made much progressed. There is cure for almost every disease, but the advance technologies used in these treatments have made them expensive, thus taking it out-of-reach of the common people.  The best way to deal with these expenses is to buy affordable individual health insurance.

These affordable individual health insurance plans are easily affordable and offer due coverage such that a person can easily adjust both health insurance costs and medical expenses in his/her budget. These plans pay for the medical expenses at the time of emergency. One of the best facilities offered along with such plans is cashless hospitalization, which gives an insured an access to go to any network hospital and get treated without paying for the same. Medical insurer directly settles the medical bills to the hospital on behalf of an insured. If a customer goes for the treatment in non-network hospital, he/she needs to pay off the bills on his/her own, but can later claim them for reimbursement.

In addition to it, there are many more facilities and benefits offered by affordable individual health insurance plans. The main motive behind designing of these plans is to help a person to avail medical treatment without any inconvenience. There are several facilities, such as Healthline, included in these plans, keeping preventive health needs of a person in mind.

Apollo Munich plans are believed to be the best in India as they offer several affordable individual health insurance plans with complete coverage. It’s Easy Health plan is one such plan. It comes in three variants, each with different coverage limits and benefits.