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Friday, 10 June 2011

Critical Illness Cover: To Cope Up With Serious Medical Problems

Critical Illness Cover promises an insured a lump sum payment in an event of any covered critical illness. Health or medical insurance pays only for bills of medical treatment for covered peril while critical illness cover is no way related to paying off bills. It offers an insured the sum insured amount that could be used to seek quality medical treatment from the hands of experts. Easy Health is one of these products that offer critical illness cover, as an additional benefit.

There are many such products available in Indian health insurance market. One has to make a thorough search to reach to the right plan. There are many products that offer it as an additional and optional coverage with pure health Insurance products such that an insured gets additional amount, over and above the treatment amount that could be helpful in times of medical emergency. Such products charge more premium amount for this additional coverage.

Easy Health is one of these products that offer critical illness cover, as an additional benefit with two of its variants-Exclusive and Premium. An insured can opt for 50% or 100% sum insured amount, which is paid as a Lump sum amount in case he/she is found suffering from any of the enlisted critical illness during the policy period.

Easy Health offers cover to eight major Critical Illnesses, which include Cancer, First Heart Attack, Paralysis, Stroke, Multiple Sclerosis, Major Organ Transplantation, Renal Failure and Coronary Artery Surgery. The definition for coverage of each and every disease is clearly stated in the policy wording in simple English language.


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