Taking care of family health needs is one of the important responsibilities of an earning member of a family. Any sudden mishap in anybody’s life can bring his/her family in the state of financial crises for the sake of expensive medical treatment for health risks. So, before any such situation comes and stands before you, buy a family health insurance plan and get the coverage for all family members, which include, you, your spouse, your dependent children and your dependent parents.
Family health insurance plans are well thought and designed to offer shelter against health risks to all family members. It is believed to be cheaper than individual health insurance as a single premium is to be paid for all family members. There are numerous such plans available in Indian health insurance market, but there is a limitation of the number of members that can be included in the plan. Some plans offer coverage to 4 members and some plans, like Apollo Munich’s Easy Health, offers coverage to maximum of 6 members, which include 4 children and 2 adults.
In addition, there are numerous benefits that come with family health insurance plans, such as coverage to hospitalization, pre- and post-hospitalization, day-care procedures, domiciliary treatment, maternity expenses, spectacles, hearing aids and many others.
Apollo Munich’s Easy Health also offers additional coverage to eight major critical illnesses, which includes Cancer, First Heart Attack, Sclerosis, Paralysis, Kidney Failure, Stroke, Coronary Artery Surgery and Major Organ Transplantation. Critical illness is an optional cover, thus, there is no limitation to include or to exclude it from the plan.
This plan is a complete family health insurance plan that is believed to the best of its kind. It comes with three variants—Standard, Premium and Exclusive, thus, leaving up to an insured to make his/her choice of coverage.